Privacy Policy

1. Information We Collect

We may collect personal information that you voluntarily provide to us when you use our Site, including:

• First and last name
• Email address
• Phone number

We do not knowingly collect personal information from children under the age of 13.

2. How We Use Your Information

We may use the information we collect for purposes including:

• Providing and improving our services
• Responding to inquiries and requests
• Communicating with users regarding services or updates
• Marketing, advertising, and remarketing purposes
• Complying with legal obligations

3. Sharing of Information

We do not sell personal information for monetary consideration. However, we may share information with third parties for business and advertising purposes, including service providers that help operate our website and advertising or remarketing platforms.

4. Remarketing & Advertising

We use third-party remarketing services, including:

• Google Ads
• Facebook (Meta)

These services use cookies, pixels, or similar technologies to show ads to users who have previously visited our Site. You can opt out of personalized advertising by visiting Google Ad Settings and Facebook Ad Preferences.

5. Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to analyze site traffic and usage, improve user experience, and support advertising and remarketing efforts. You can choose to disable cookies through your browser settings.

6. Your Privacy Rights (CCPA & CPRA – California Residents)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA):

You have the right to:

• Know what personal information we collect about you
• Request access to your personal information
• Request correction of inaccurate personal information
• Request deletion of your personal information
• Limit the use of sensitive personal information (if applicable)
• Opt out of the sharing of personal information for targeted advertising
• Not be discriminated against for exercising your privacy rights

To exercise your rights, please contact us at lifeinsurecalculator@gmail.com. We may verify your identity before fulfilling requests.

7. Do Not Sell or Share My Personal Information

We do not sell personal information for monetary value. However, certain data sharing for advertising purposes may qualify as “sharing” under CPRA. California residents may request to opt out of such sharing by contacting us.

8. CalOPPA Compliance

In accordance with the California Online Privacy Protection Act (CalOPPA):

• Users can visit our Site anonymously
• Our Privacy Policy link includes the word “Privacy” and is easily accessible
• Users will be notified of any Privacy Policy changes on this page
• Users can change their personal information by contacting us

Do Not Track Signals

We do not currently respond to Do Not Track (“DNT”) browser signals.

9. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the internet is 100% secure.

10. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those third parties.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised “Last updated” date.

12. Contact Information

If you have questions or concerns regarding this Privacy Policy, please contact us:

Email: lifeinsurecalculator@gmail.com

Location: Michigan, United States